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ATM Withdrawals

Withdrawal Limits and Restrictions

When withdrawing cash, your transaction is subject to two different sets of limits: those set by Tria and those set by the local ATM provider.

Tria System Limits

  • Per Transaction: Maximum of $750.

  • Daily Limit: Maximum of 3 withdrawals within a 24-hour period.


ATM Provider Limits (Japan Specific)

Regardless of Tria's $750 limit, most Japanese ATMs impose their own internal cap.

  • Standard ATM Limit: Approximately ¥100,000 (roughly $640) per transaction.

  • Practical Daily Total: In Japan, your effective daily maximum is approximately $640 × 3 transactions.

Important: If you exceed either the Tria-side limit or the specific ATM’s limit, your transaction will be declined.


Supported ATMs and Selection Process

To avoid "Transaction Failed" errors, please follow these specific settings and use supported machines.

How to Withdraw

When prompted by the ATM to choose an account type, you must select "Credit." * Do NOT select "Savings" or "Checking," as these options will typically result in a failed transaction.

Supported ATM Networks in Japan

Withdrawals have been confirmed to work at the following locations:

  • Seven Bank: (Note: You must select "Credit" and accept the ATM’s exchange rate for the transaction to process.)

  • E-net Bank

  • Lawson Bank

  • Japan Post Bank

  • AEON Bank


Understanding Fees

Fees are automatically calculated. To process a withdrawal, your account must have a balance sufficient to cover both the requested cash amount and the total fees.

Fee Calculation Formula

The total fee is calculated as follows:

  1. Base Fee: $1.00

  2. Percentage Fee: 1% of the withdrawal amount

  3. Final Step: The sum is rounded down to the nearest cent.

Calculation Example

If you wish to withdraw $100.00, the system will verify your balance for the following:

Item

Amount

Withdrawal Amount

$100.00

Base Fee

$1.00

Percentage Fee (1%)

$1.00

Total Balance Required

$102.00

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